Promoting fair and affordable housing

The material and links on this page were designed to be used as an internal resource for our Social Justice team. The content on this page and its sub-pages do not necessarily reflect the opinions of the entire congregation, nor does it always reflect the stance taken by the United Methodist Church as a whole. We are a church that strives to accept everyone, regardless of social, economic, and political beliefs.

Since there will never cease to be some in need on the earth, I therefore command you, “Open your hand to the poor and needy neighbor in your land.”

—Deuteronomy 15:11

One out of every four, or 10.1 million, American renter households has an extremely low income, but there are only 3 million rental units affordable and available to them. This means that 7.1 million of the poorest renter households cannot find housing they can afford. members join with Habitat for Humanity workers and home candidates for a groundbreakingMembers join with Habitat for Humanity staff, volunteers, and home candidates for a groundbreaking. While the magnitude of the shortage varies by state, there is no state in which there are enough rental units affordable and available to this vulnerable population. With very few affordable units available to them, 3 out of 4 extremely low-income renter households end up spending more than half of their limited income on rent and utility costs. It is the most vulnerable populations who are disproportionately represented among extremely low income renters. Households that include the elderly, a family member with a disability, minorities, or those headed by a female have a greater likelihood of having extremely low incomes than others. Low-income veterans also face severe housing cost burdens.

HousingForAll.org

How can you help?

Volunteer

  • Habitat for Humanity of New Castle County, 302-652-0365 x110
  • Newark Empowerment Center hosted at NUMC, weekdays 1:00–3:30 p.m.
  • Help senior or disabled members of our church who need repairs around their own home, and help them stay in their home.

Advocate

  • Call or email your state senator and representative and tell them how important affordable housing is and, during the months of May and June, encourage them to increase or keep at the same level monies for the Delaware State Housing Authority, which helps provide affordable rental and homeownership opportunities for people in Delaware.
  • Research and learn where the City of Newark and New Castle County put their federal housing monies from HUD (HOME and CDBG), and offer to help those organizations with their mission.
  • Call or email your U.S. Senators and Representative to tell them how important affordable housing is, and ask them to do all they can to ensure Delaware gets all the monies it can for housing (HUD allocations).

Resources

Links take you off site. Delaware Apartment Association (DAA) Visit the Renter Resource page of this site for many helpful links, including links related to: Financial Assistance; Disaster Planning; JP Court; Rental Guides; Renters Insurance; DAA Member Communities, Employment Assistance, Community Services, Tenants Rights Guides, and EPA Safety Tips. See also information about DAA’s program, Apartment Angels, which provides assistance to individuals and families in financial need. Delaware Residential Mortgage Foreclosure Mediation Program This site provides information and help for homeowners, renters, and others who have experienced foreclosure or who are at risk of foreclosure. Immediate help, in the form of housing counseling and mediation assistance, is available for those who have received notice of foreclusure. The site features downloadable forms in English and Spanish and a toll-free hotline for persons who need help. Delaware Housing Coalition Comprehensive information for individuals in Delaware seeking housing help as well as professionals. Be sure to visit the Housing Help page for resource information on finding an apartment, financial aid, homelessness, home repairs, public housing, and more. DelawareHousingSearch.org DelawareHousingSearch.org represents a partnership among many non-profit and government organizations. The site provides an opportunity for property providers to list housing for rent or sale and for those seeking housing to find available houses or apartments. See the “info and links” page for many helpful housing resources. Delaware State Housing Authority The Delaware State Housing Authority’s web site contains information on services for homebuyers, developers, renters, investors, and others. Be sure to visit the publications page to access the Housing Services Directory for the State of Delaware. You can also use the site to apply online for housing assistance. Habitat for Humanity of New Castle County, Inc. Habitat for Humanity of New Castle County, Inc. serves low- and moderate-income households in Delaware by developing affordable housing for first-time homebuyers, and providing critical repairs for existing low-income homeowners. Homeless Resource Guide (PDF) The guide was prepared by Friendship House for its staff and volunteers, but the resources included in the publication are likely to be helpful to a wider audience. Housing Information at Disabilityinfo.gov Disabilityinfo.gov is the federal government’s on-line resource for persons with disabilities. The housing section contains a wealth of useful information and links related to housing. Topics include accessible housing and universal design; housing assistance; emergency preparedness; low-income housing and tax credits; and much more. Housing Information Center for Persons with Disabilities This site, developed through a collaboration between the Delaware Developmental Disabilities Council and The Arc of Delaware, provides information on affordable housing options in the State. The site includes information about independent and supervised residental housing options as well as related topics such as home modification, home repair, and paying for utilities. HUD This is the main page of the U.S. Department of Housing and Urban Development (HUD). If you explore the site, you will find a great deal of useful housing-related information, including information about home ownership, renting, homelessness, HUD housing, and other topics. Here are some specific pages within the HUD site that you might want to visit:

Interfaith Housing Delaware, Inc. Interfaith Housing Delaware, Inc. serves low- and moderate-income households in Delaware by developing and maintaining affordable housing and by providing housing counseling. New Castle County Homeowner Assistance Programs Visit this site for information on several New Castle County programs to support homeowners, including the Architectural Assessibility Program (which installs ramps), the Emergency Home Repair Program; the Homeowner Rehabilitation Direct Loan Program; and the Senior Minor Home Repair Program.

A few facts on housing in Delaware

  • Who can afford to live in Delaware? (PDF)
  • There is an immediate need for 14,096 affordable housing units to fill the state deficit for extremely low-income Delaware households.
  • A worker in Delaware must earn $20.09 per hour—$41,778 annually—to afford a typical two-bedroom apartment.
  • For every 100 extremely low-income households (those at or below 30% of the area median income), there are only 40 units affordable and available.
  • An estimated 59% of Delaware renters cannot afford a two-bedroom apartment in their county.
  • Approximately 6,000 Delawareans experience homelessness during the year.
  • Approximately 25,000 Delaware households are “at risk” due to housing cost burdens or other serious housing problems.

Delaware Housing Coalition